By posting information in or otherwise using any communications service, chat room, message board, newsgroup, other interactive service that may be available to you on or through this site, you agree that you will not upload, post, or otherwise distribute or facilitate distribution of any content -- including text, communications, software, images, sounds, data, or other information -- that:

1. is unlawful, threatening, abusive, harassing, defamatory, libelous, deceptive, fraudulent, invasive of another's privacy, tortious, contains explicit or graphic descriptions or accounts of sexual acts or otherwise violates Cars.Talkzilla's rules or policies;
2. victimizes, harasses, degrades, or intimidates an individual or group of individuals on the basis of religion, gender, sexual orientation, race, ethnicity, age, or disability;
3. infringes on any patent, trademark, trade secret, copyright, right of publicity, or other proprietary right of any party. If you believe your copyright or intellectual property rights have been infringed, please refer to our Copyright and Intellectual Property Agent for Notice page.
4. contains software viruses or any other computer code, files, or programs that are designed or intended to disrupt, damage, or limit the functioning of any software, hardware, or telecommunications equipment or to damage or obtain unauthorized access to any data or other information of any third party; or
5. impersonates any person or entity, including any employee or representative of Cars.Talkzilla.
6. constitutes unauthorized or unsolicited advertising, junk or bulk e-mail (also known as "spamming"), chain letters, any other form of unauthorized solicitation, or any form of lottery or gambling;
7. harvests or collects information about the users or members of this site or use such information for the purpose of transmitting or facilitating transmission of unsolicited bulk electronic e-mail or communications or any other purpose.
8. misuses the words "your" and "you're."
9. constitutes spam or off-topic content, which are defined as:
   • Posting the same or similar content to more than two (2) boards;
   • Sending the same or similar unsolicited PM to multiple recipients;
   • Continually posting the same or similar information;
   • Posting content that is off-topic to the subject of a board;
   • Posting statements that do not add value to the discussion;
   • Posting excessively on one or more message board(s).
10. constitutes a personal attack, which is defined as:
    • Posting harassing or otherwise objectionable content about another member;
    • Calling another member names;
    • Not staying on topic with the current discussion, but instead focusing on an individual member;
11. is abusive, threatening, vulgar, obscene, or otherwise objectionable.

Privacy Policy

• Account Information: Be aware that the identifying information specific to your use of Cars.Talkzilla, including your IP address, name, and email address will be delivered when requested by a legal subpoena. If the subpoena is for a civil matter, you will be notified immediately by email and/or a message sent to your Talkzilla account so that you may seek to prevent our delivery of this information or quash the subpoena.
• Credit Card Information: When and if you purchase a subscription to Cars.Talkzilla, you do so via a third-party processor. We are never in possession of your credit card number and will not and can not give this information to any other party. If you are considering demanding this information via subpoena -- don't ask, because we don't have it.
• Private Messages: If you are a paying subscriber to Cars.Talkzilla, you are able to send and receive private messages using our database system. Our policy is that we will not deliver the contents of private messages to anyone, even when demanded via subpoena. As a user of Cars.Talkzilla, understand that this is no guarantee that we won't someday be forced by a court to deliver this information. It hasn't happened yet, but please be advised that it is possible.
• Third Party Advertising: We use Tribal Fusion and other third-party advertising companies to serve ads when you visit our Web site. These companies may use information (not including your name, address, email address or telephone number) about your visits to this and other Web sites in order to provide advertisements on this site and other sites about goods and services that may be of interest to you. If you would like more information about this practice and to know your choices about not having this information used by these companies, please click here
• Third Party Cookies: In the course of serving advertisements to this site, our third-party advertiser may place or recognize a unique “cookie” on your browser. '
  Third Party Advertising: We use DoubleClick and other third-party advertising companies to serve ads when you visit our Website. These companies may use information (not including your name, address, email address or telephone number) about your visits to this and other Web sites in order to provide advertisements on this site and other sites about goods and services that may be of interest to you. If you would like more information about this practice and to know your choices about not having this information used by these companies, please click here. Adtegrity is one of our ad agencies and they have their own privacy policy, which you can read here.
• Email Addresses: We will send you occasional updates about the site and select advertising via email. In any such email you will have an "opt-out" link you can use to remove yourself from the lists for any and all specific types of emails we may send. We send the emails ourselves and do NOT give or sell your email address to marketers or anyone else.

Special Rules & Message Deletions

• Moderators of boards are allowed to remove any post that falls into the following categories: Duplicate, Vulgarity, Off Topic, Personal Attack, Violation of Privacy, Threat, and Thread Disruption. Each hidden/removed post is reviewed by Admin and either left removed or restored. We do reserve the right to intervene if we see blatant abuse of these features.
• The JXM Rule: No posts will be allowed to be removed after a 24-hour period starting from the posts’ timestamp, unless good reason is given to the Talkzilla Administrator. Moderators/founders of premium boards have the ability to ban anybody from their board without any approval or intervention from IH Admin.
• Off topic and political boards are largely run at the whim of the Moderator. Our gravy train is automotive discussion, so we put most of our monitoring effort into those boards. We will rarely respond to TOS reports or problems on the political boards unless they become a major problem. What happens on the political boards needs to stay there, and not be dragged to other boards.
• Private Messages are not to be posted publicly unless you have permission from the author.

Use of Content

• The content available throughout the site is the property of InvestorsHub.com, Inc. and is protected by copyrights and trademarks. You agree not to reproduce, transmit, repost, distribute, sell, publish, broadcast, or in any other way use any of the content without our written consent. If you want to bring a post to someone's attention, do so via a LINK to the post, not the contents of the post itself.
• You agree that upon posting information on the site, you grant and assign InvestorsHub.com, Inc. and their successors a non-exclusive, worldwide, royalty-free, perpetual, non-revocable license to use, distribute, display, reproduce, and create derivative works from such material in any and all media, in any manner, whole or part, without any duty to account to you.
• Members found to be or attempting to manipulate statistical data, data of other Members, or harvesting information of other users, whether programmatically or via posting of content will be subject to suspension and/or termination.

Termination

• You agree that we may terminate or suspend your access to the site for any reason under the terms of the User Agreement, without refund of any previously-paid subscription fees.
• You agree that Talkzilla may, in its sole discretion, terminate or suspend your access to all or part of the Service for any reason, including, without limitation, breach of the Terms of Use or any subsequent modifications, or attempted assignment of your account by you. Any suspected fraudulent, abusive or illegal activity may be grounds for termination of your membership account and may be referred to appropriate law enforcement authorities. Talkzilla shall not be liable to you or any third party for the termination of Service or any claims related to the termination of Service.
• Should you object to any terms and conditions of these Terms of Use or any subsequent changes to the terms and conditions or become dissatisfied with the Service in any way, your only recourse is to immediately: (1) discontinue use of the Service; (2) terminate Service membership; and (3) notify Talkzilla of termination by sending an e-mail to: support@talkzilla.com. Continued use of the Service is an acceptance of the Terms of Use and all or any subsequent changes.

Fees and Payment

• Your membership is personal to you, and you may not assign or otherwise transfer your rights or obligations to anyone.
• Your membership shall continue until Talkzilla receives notice of termination from you or Talkzilla exercises its rights of termination as described in the Terms of Use. 
• Talkzilla reserves the right to change at any time the membership fees and billing methods. 
• Subscription fees will not be refunded under any circumstances, including, but not limited to account suspension and/or termination.

Indemnification

• You agree to indemnify and hold InvestorsHub.com, Inc., its officers, owners, agents, employees, and affiliates harmless from any claim or demand made by any third party due to or arising out of your use of the site. We reserve the right, at our own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you.

Disclosure of Your Identity

• From time to time (on our Finance sites -- seems unlikely here, but we're including the verbiage as a CYA measure) we receive requests to disclose the identities of our users. We do not disclose the identities of our users unless we are legally required to do so.
• If a governmental agency (for example, the Securities and Exchange Commission, law enforcement agencies, US Attorneys' offices or similar governmental agencies) sends us a subpoena, we will comply with it. If we receive a subpoena by a third party that is not a governmental agency (for example, a subpoena in connection with civil litigation), we will attempt to contact the user whose identity has been requested using the contact information the user provided during the registration process. We will wait 10 days after notifying the user before complying with the subpoena by disclosing the identity of the user, unless the subpoena requires us to disclose this information before then. If we cannot wait 10 days because of the deadline in the subpoena, we will advise the user of the deadline included in the subpoena when we provide notice that we received it.
• Subpoena Process: If you plan to submit a subpoena to us, please understand the following: 1) There is a $150/hr charge for us to read and/or comply with a subpoena. The minimum fee is $300, plus production expenses. 2) Private messages can not be part of a subpoena or any other kind of inquiry. If you have any questions, please e-mail us. But be realistic with your questions and requests. These lawsuits are a waste of time and nearly always get quashed. Save yourself the expense.

Disclaimer